Applying for the Scotiabank Passport Visa Infinite Card in Canada is a relatively simple process, especially if you prepare in advance and understand what Scotiabank looks for in applicants. Whether you already bank with Scotiabank or are applying as a new customer, the steps are clear and mostly completed online.
Passport Visa Infinite
Below is a Canada-focused, step-by-step guide explaining how to apply, what information you’ll need, eligibility requirements, and what to expect after submitting your application.
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Step 1: Visit Scotiabank’s official website
To begin your application, go to Scotiabank’s official Canadian website. From the main personal banking page, locate the main navigation menu at the top and select Credit Cards.
This section contains Scotiabank’s full lineup of credit cards available to Canadian residents, including travel cards, cash back cards, and rewards cards.
Step 2: Review Scotiabank’s credit card options
Once you’re in the credit card section, you’ll see multiple card options displayed with brief summaries. These summaries usually include:
- Card type (travel, cash back, rewards)
- Key benefits
- Annual fee information
- General eligibility requirements
Take a moment to compare cards if needed, especially if you want to confirm that the Scotiabank Passport Visa Infinite Card fits your travel habits and financial profile. When ready, click on the Passport Visa Infinite Card to access its detailed product page.
Step 3: Select the Scotiabank Passport Visa Infinite Card
On the card’s dedicated page, you’ll find a clear Apply Now button. Clicking this button launches the secure application process.
At this stage, Scotiabank will ask whether you are an existing customer or a new applicant, as the next steps differ slightly depending on your relationship with the bank.
Step 4: Apply as an existing or new Scotiabank customer
If you already bank with Scotiabank
Existing Scotiabank customers can sign in using their Scotia Online credentials. This often makes the application faster, since Scotiabank already has your basic personal information on file.
You’ll typically just need to:
- Confirm your contact details
- Provide or update income and employment information
- Review and accept the terms and conditions
Once approved, the card is automatically linked to your existing Scotiabank profile.
If you are new to Scotiabank
If you don’t currently have a Scotiabank account, you can still apply online. You’ll be guided through a form where you’ll need to create a profile and enter all required information manually.
This process is still fully online for most applicants, but accuracy is very important, as Scotiabank will use this information to verify your identity and assess your creditworthiness.
Step 5: Confirm you meet the eligibility requirements
Before completing the application, make sure you meet the general requirements typically associated with the Scotiabank Passport Visa Infinite Card in Canada.
Common eligibility criteria include:
- Canadian residency or permanent residency
- Reaching the age of majority in your province or territory (18 or 19 years old)
- Meeting the minimum income requirement associated with Visa Infinite cards (either personal or household income)
- Having a good to excellent Canadian credit history
Because this is a premium card, Scotiabank will closely review your credit profile before approval.
Step 6: Complete the online application form
The application form is secure and guides you step by step. You’ll be asked to provide several types of information.
Personal information
This includes your full legal name, date of birth, current address, and residency status. This data is used for identity verification.
Employment and income details
You’ll need to enter information about your job, such as employer name, job title, length of employment, and annual income. This helps Scotiabank determine whether the card is appropriate for your financial situation.
Contact information
A valid email address and phone number are required so Scotiabank can contact you if additional information is needed or to notify you of the decision.
Credit consent and terms
You must authorize Scotiabank to perform a credit check and review the card’s terms, interest rates, and fee disclosures before submitting your application.
Some applicants may also be offered the option to add supplementary cardholders for an additional annual fee.
Step 7: Submit your application and wait for a decision
After completing the form, carefully review all details before submitting. Even small errors can slow down processing.
Once submitted, Scotiabank will evaluate your application by:
- Reviewing your credit score and credit history
- Assessing your income and existing debt
- Verifying your identity and information
Many applicants receive a decision within minutes. In some cases, Scotiabank may need additional time to review the application, which can take a few business days.
If further verification is required, you may be contacted or asked to visit a local Scotiabank branch.
Step 8: Receive and activate your card
If your application is approved, your Scotiabank Passport Visa Infinite Card will be mailed to your Canadian address. Delivery usually takes a few business days.
When the card arrives, you must activate it before using it. Activation can be done through:
- Scotia Online
- The Scotiabank mobile app
After activation, you can:
- Set up online statements
- Monitor transactions in real time
- Manage Scene+ points
- Track spending and payments easily
Tips to improve your approval chances
To increase your likelihood of a smooth approval, consider these tips:
- Have income and employment details ready before starting
- Check your credit report for errors in advance
- Ensure all personal information is accurate and up to date
- Avoid applying for multiple credit cards at the same time
A stable credit history and responsible credit use are especially important for premium cards like Visa Infinite products.
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Final thoughts
Applying for the Scotiabank Passport Visa Infinite Card in Canada is a clear and structured process that can usually be completed entirely online. By understanding the steps, confirming your eligibility, and preparing the necessary information ahead of time, you can apply with confidence.
For Canadians who value travel benefits, strong insurance coverage, and wide global acceptance, completing this application is often the first step toward a more comfortable and cost-effective travel experience.
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