Announcements
You already know that with the Submarino card, you can store inside and outside the online store and enjoy daily discounts. When shopping on the underwater site, Enrico acts exclusively.
Today we're going to list all the advantages and benefits in our step-by-step guide so that you can apply for them quickly and easily.
Announcements
They all questioned why they should want a card like this. Register even if you don't have access to Submarino on the site, as you can use the exclusive card there to purchase and contract various goods and services. However, there are promotions available every day on Submarino.
" Read also: Walmart Credit Card: Exclusive discounts and payments!
Announcements
Applying for a Submarino card, is it worth it?
Yes. Let's now outline the benefits this product offers you. But what's more, you have the site's exclusive right to pay in installments up to 24 times without interest and rewards.
For those who don't know what Cashback is, it's the money you get back when you use your Submarino credit card to make purchases. For purchases made on the underwater site, you have two types of limits, a conventional limit and a super limit.
In addition, program three lei for each real purchase made on the website and one lei for each real purchase made in other stores. Purchasing is easier and safer thanks to proximity technology, and the Mastercard program surpasses the Mastercard logo.
Benefits of a Submarino credit card
First of all, it's important to note that the card has benefits related to Submarino and others that are more general when considering its use in other stores. So check them out:
- Expansion of Submarino's purchase limit and 24-hour installment plan;
- Léguas points accumulation program - you can get them via benefits;
- Exclusive offers from partner stores - Drogarias Pacheco, Saraiva and Zattini are examples of partnerships;
- Cash back;
- Additional payment terms (you can have up to 45 days to pay the debt, depending on when the obligation is due);
- WebSaque, a kind of commercial transaction in which money is available in an app or can be withdrawn directly to an electronic bank account;
- various insurance options.
With this, you can see the many benefits of having a Submarino credit card. But the only thing to bear in mind is that the applicant will undergo a credit analysis before being allowed to obtain their card.
The annual fee is another issue that needs to be assessed. The total price is R$ 188.40 divided into 12 installments of R$ 15.70. Compared to other cards, the annual fee for this one is a little higher, which is especially true given that many commercial establishments have waived this type of charge.
In addition, you must have a minimum monthly income of at least one minimum wage to be approved. The Cetelem bank is the card issuer, so monitoring usage activities requires the use of the institution's app, available for Android and iOS.
Visa Classic Benefits:
In addition to the general benefits, the Submarino credit card also offers Visa Classic advantages. Check them out:
- Emergency replacement card;
- 24-hour emergency service;
- Visa Checkout is a payment service designed to make online shopping easier;
- Access to the Visa Advantage program;
- Masterassist Plus offers travel medical cover;
- Travel assistance service.
Now that you know the benefits of having a Submarino credit card, you can apply for one.
How do I apply for a Submarino credit card?
It's incredibly easy to apply for a Submarino credit card. To get yours, follow the instructions provided.
The first step is to visit store website online. To access the customer area after that, you must first log in. To continue with your order, you will need to create an account if you don't already have one.
Next, you need to fill in the card application form. You should send it by e-mail after providing all the necessary information and wait for the credit analysis to be completed. Bear in mind that it usually takes 7 days for this to happen.
Unblocking your card, which is blocked for security reasons, is the last step.
You can do this via Banco CETELEM's website, call center 4004-7990 (for capitals and large cities), or by calling 0800 704 1166 (for cities in the countryside).
Fees and other card costs
Consult the main prices for using the services before applying for the Submarino Card.
| COLLECTIONS | VALUE |
| Annual fee for Cartão Titular | 12X from R$ 15,70 |
| Annual fee and request for additional card | FREE, as long as the request is made together with the application for the cardholder's card. |
| 2nd copy of the card | R$ 22,00 |
| Interest up to 12X | ZERO |
| Interest from 18X to 24X | 1.99% per month |
| Revolving Interest | 19.99% per month |
| Single installment withdrawal via the internet or Banco24Horas | R$ 13.90/withdrawal |
| Withdraw in installments via the internet or Banco24Horas | R$ 22,00/sack |
Conclusion
Last but not least, be aware that, despite the benefits, it is always advisable to bear in mind that credit should be treated with care. This prevents all the benefits from becoming entangled in a web of debt.
