O Pan Bank has issued its digital credit card with no annual fee. First of all, it's not a payroll cardBanco Pan also issues them without consulting the SPC and Serasa.

The good news is that when you apply for a credit card online, you can choose between Visa or MasterCardAnd you have a number of advantages that have been limited to people on consignments.

Check out more information about credit cards in this publication and apply for yours soon.

For those who don't know, Banco Pan is an institution created by the businessman Silvio Santos and controlled by his group until 2011. More precisely, in May 2011, the Banco BTG Pactual S.A. acquired all the shares in Banco Pan.

Advantages of the Banco Ban credit card

• You can track your purchases in real time via the app.
• Consult previous invoices.
• You have access to a comparative graph for the last twelve months.
• You have access to the limit increase.
• You can simulate the payment in installments at any time.
• The credit card has no annual fee. The advantage is valid for both Visa and Mastercard.
• Requires a minimum income of 1 minimum wage.
• If you choose Mastercard, you have access to the Mastercard Surpreenda Program and Mastercard Global Emergency Assistance.
• If you choose Visa, you won't be far behind! With Visa you can take part in the Vai de Visa Program and the Visa Travel Assistance Service.

Banco Pan Card Fees

Basic card annual fee

• National: Full card exempt from the annual fee.
• International: The international Pan card, on the other hand, has an annual fee of R$ 84,00

Provision of duplicate credit cards

• 2nd CREDIT CARD: R$ 17,00

How to apply for a Banco Pan card

To request a Pan credit card with no annual fee, you must download the app (Android or iOS) or request it via the website.

You have to provide the bank with certain information, such as your full name, CPF, gender, e-mail address and cell phone number.

Once again, we remind you that both flags require a minimum income equal to at least the current minimum wage.

As soon as you apply for your card, you will go through a credit analysis and, if all goes well, you'll receive your card at home.

More information 

• SAC: 0800 776 8000.
• Accessible telephone number: 0800 776 2200.
• Ombudsman: 0800 776 9595.
• Billing Center: 0800 006 8782. Monday to Friday from 8 a.m. to 10 p.m. and Saturdays from 8 a.m. to 3 p.m.
• Banco PAN S.A. ("PAN"), a financial institution, registered under CNPJ No. 59.285.411/0001-13, with its head office at Avenida Paulista, No. 1.374, 16th floor, Bela Vista, São Paulo - SP.