Want a card for every occasion?

The BML Islamic American Express Platinum card is a standout in the Maldives. It merges Islamic banking values with unique benefits. This credit card is made for customers wanting Shari’ah-compliant financial solutions.

It boosts cardholders’ spending power with many benefits. The card focuses on excellent customer service. It also offers local and international advantages, making it perfect for those following Islamic banking principles.

Cards

BML Islamic American Express Platinum

Credit Limit: MVR 114,075 to MVR 380,249 Joining Fee: MVR 900 Annual Fee: MVR 1500

• Supplementary / Additional Card Annual Fee: MVR 900

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Introduction to BML Islamic Credit Card

The BML Islamic Credit Card is a novel offering from Bank of Maldives Ltd. It introduces a significant advancement in Islamic banking in Maldives. The country’s first Shari’ah-compliant credit card, it caters to a broad customer base seeking ethical financial products. This card benefits from the global reach of the American Express network. It brings numerous perks to users, both locally and worldwide.

This card stands out for its commitment to Islamic banking values. It is crafted to appeal to those desiring finances that resonate with their beliefs. It blends convenience with strict adherence to Shari’ah laws. Thus, it pioneers a new standard for the financial industry in the area.

Understanding the Concept of Ujrah

Ujrah stands for a key rule in Islamic finance focusing on clear and reasonable fees. It’s vital for keeping financial deals in line with Shari’ah laws. The BML Islamic Credit Card uses the Ujrah rule by setting a clear fee for its services.

Following the Ujrah model, BML makes sure all its actions are okay by Islamic finance rules. This shows the bank’s promise to fair banking, making fees clear and fair. People using these services can trust that their dealings are correct by Shari’ah law.

The launch of the BML Islamic Credit Card meets the changing needs of customers while focusing on moral banking. With Ujrah at its core, BML seeks to offer banking products that match the community’s ethics and values.

BML Islamic American Express Platinum

The BML Islamic American Express Platinum card caters to a wide variety of needs. It is a top-tier card with many impressive features. It offers good cashback rates on online buys, helping you get more for your money. You can also choose to pay in installments with BML EasyPay, making big purchases easier to handle. Plus, there are special savings programs you can join to save even more.

Overview of Features

Key features of the BML Islamic American Express Platinum include:

• Competitive cashback rates on select purchases
• Flexible installment options via BML EasyPay
• Access to exclusive privileges and savings programs
• Enhanced payment security for peace of mind

Target Audience

This card is perfect for those who want more from their card benefits. It’s ideal for frequent travelers, people who shop online a lot, and anyone who likes flexible payment choices. Designed for customers who know what they want, it makes the banking experience in the Maldives better.

Local and International Transaction Benefits

The BML Islamic American Express Platinum card gives great perks for local and global buys. It lets cardholders use their credit for lots of different purchases.

In local shops, it makes paying easy at many places. This boosts the shopping experience. It connects smoothly with local stores, giving cardholders hassle-free access to top services.

Globally, this card is widely accepted because of its link to the American Express network. This makes buying things easy while traveling. It’s packed with benefits, making it perfect for travelers to shop confidently.

This card is designed for all, from local buyers to those who travel the world. It offers strong financial freedom to its users.

Exclusive Savings and Offers

The BML Islamic American Express Platinum card offers exclusive savings and perks. These benefits make using the card especially valuable for travel and dining enthusiasts.

Discounts on Booking.com

Cardholders get special discounts on Booking.com. This deal helps BML Islamic American Express Platinum users stretch their travel money further. It makes booking trips easier and more budget-friendly.

Dining Experience Offers

Cardholders also enjoy unique dining deals. Many restaurants offer specials to BML Islamic American Express Platinum users. This is great for those who love trying new foods or fine dining.

BML EasyPay: Convenient Payment Solutions

BML EasyPay is a key feature of the BML Islamic American Express Platinum card. It lets cardholders split big purchases into easy monthly payments. This helps people manage their money better.

With BML EasyPay, dealing with money becomes less stressful. It helps people enjoy their buys without worrying about costs right away. This system is perfect for various expenses, like tech, trips, or home updates.

Rewards Program with BML Islamic Credit Card

The BML rewards program gives cardholders the chance to get more from their buys. When you use the BML Islamic Credit Card, you start to collect points on every purchase. This makes it easy to gather rewards without extra effort.

Earning Points on Purchases

With each buy, cardholders earn points in the BML program. The program lets users rack up points fast, making every purchase more valuable. You get points for all kinds of spending, especially on dining and travel, with special promos to earn even more.

• Points are earned on all eligible transactions.
• Additional points for specific categories, such as dining and travel.
• Regular promotions to boost point collection.

Redemption Options for Points

After collecting enough points, cardholders have lots of choices for using them. You can swap points for:

1. Travel bookings to exciting destinations.
2. Gift vouchers for popular local businesses.
3. Exclusive offers on services and products.

This rewards program doesn’t just make the card better. It also encourages cardholders to use their card more, turning everyday spending into great rewards.

Security Features of the BML Islamic Credit Card

The BML Islamic American Express Platinum card has many security features. These keep your card safe. They help protect you from dangers while making it easy to use your card.

Enhanced Security for Cardholders

One key feature is the advanced fraud detection. It watches your transactions all the time. If something looks wrong, you get an alert right away. Also, when you buy things online, your personal and financial details are kept safe.

• Fraud detection systems with continuous monitoring
• Real-time alerts for suspicious transactions
• Secure online payment methods
• Enhanced encryption standards for data protection

The BML Islamic American Express Platinum card focuses on these security measures. It keeps your data safe and helps you feel secure. This way, you can use your card easily without worry.

No Annual Fees for Life

The BML Islamic American Express Platinum card stands out because it has no annual fees for life. This special feature offers great financial benefits, which many customers find appealing. They can enjoy their card’s perks without worrying about extra costs each year.

This no-fee policy encourages people to keep using the card for a long time. It helps create a lasting bond between the cardholder and the bank. Users get to enjoy various rewards and lifetime advantages without the stress of yearly charges. It’s a smart move that meets the demands of today’s value-seeking customers.

Feedback from BML Executives

Executives at the Bank of Maldives have shared their thoughts on serving customers through Islamic finance. They talked about their new Shari’ah-compliant credit cards. This move is to help meet the community’s financial needs and make banking better for those interested in Islamic banking.

Hassan Kalaam highlighted the bank’s effort in creating Islamic financial products. He talked about how important the BML Islamic Credit Cards are. They meet customer needs and follow Shari’ah law, showing the bank’s commitment to ethics.

Conclusion

The BML Islamic American Express Platinum card is a strong choice for smart shoppers in the Maldives. It offers a wide range of options that stick to Shari’ah rules. Plus, it brings lots of credit card benefits.

Security is a top priority for BML, making sure every purchase is safe yet simple. The rewards program is also great. It lets users get more from what they spend. This makes the BML Islamic American Express Platinum a standout choice.

At its heart, this card mixes old-school values with modern-day needs. It cares about being ethical while giving cool benefits. This makes it more than just a card – it’s like having a partner on your money matters.