The Digimais Infinite credit card is the best credit card that Digimais offers its customers, all of whom are Visa.

For those who don't know, Digimais is a former Renner Bank based in Porto Alegre. The bank is trying to position itself as a direct competitor to other fintechs, such as Nubank, Banco Inter and C6 Bank.

The process of opening a bank account is completely online and does not require proof of income. Below are the main details of the Digimais Visa Infinite credit card.

Read also - Decolar Visa credit card: How to get one and enjoy the advantages when traveling.

Digimais Infinite credit card benefits

Check out some of the main benefits of the Digimais Infinite card offered to customers:

• Lost or stolen luggage;
• Visa airport companion;
• Prolonged cancellation of a trip;
• Free parking at the airport;
• Access to the LoungeKey lounge (for a fee);
• Car rental insurance;
• Emergency withdrawal service;
• Extended original warranty;
• Purchase protection;
• Price protection;
• Online medical visa;
• International emergency medical insurance;
• Free valet restaurants;
• Free valet parking;
• Visa Luxury Hotel Collection;
• Go with Visa;
• Visa checkout;
• Shopping (international);
• Accepted in thousands of locations around the world.

For all the benefits, visit the official Digimais Infinite credit card information page.

See how to get this card below:

How do I get a Digimais Infinite credit card?

The Digimais card is only available to account holders. You can find more information about the card, as well as how to become a bank account holder, at official website.

Apply for a Digimais Infinite card via the app:

Make your request via the Digamais app. Fill in a short form and wait for the bank to analyze the proposal.

Download the app for iOS or Android to open an account and apply for a Digimais Infinite card.

Apply for a Digimais Infinite card on the website:

You can also place your order via the Digamais website. You have to fill in a short form just like on the app. When you've finished, wait for the bank to analyze all your data.

Please note that the application proposal must be completed on the official website of the institution.

What is the annual fee for the Digimais Infinite card?

For new customers, Digamais offers the first 4 months without an annual fee, but from the 2nd year onwards, the total annual fee is R$ 648.00 (or 12x R$ 54.00).

The bank allows customers to apply for additional cards for R$ 324.00 per year or in 12 installments for R$ 27.00 per year.

An exemption from the annuity fee will be granted to customers who have investments of R$ 300,000 or more in Digimais.

It is also possible to be exempt if the client has one:

• Monthly expenses between R$ 4,500 and R$ 10,000 receive a discount of 50% on the annual fee.
• Costs above R$ 10,000 automatically generate discounts of 100% on the card's annual fees.

How does the Digmais points program work?

With the Digmais points program and +Recompensas, the institution's customers can accumulate points valid for 24 months. The program's main difference is that points are charged in Brazilian reais and not in US dollars.

For every R$ 5, the customer accumulates 2 points that can be exchanged for products and services. There is no information that the points can be exchanged for airline tickets.

A má notícia é que a Digimais não é afiliada a Smiles, LATAM Pass e TudoAzul. Portanto, seus clientes não têm a oportunidade de participar das promoções de transferência de pontos de bônus que são realizadas regularmente.

Conclusion

O cartão de crédito Digimais Infinite possui dois pontos interessantes. Primeiro, sua anuidade é uma das mais baixas do mercado para um cartão premium como o Visa Infinite e, segundo, a pontuação é baseada nos gastos em reais e não em dólares, como a grande parte dos cartões de crédito de sua categoria.

No entanto, os dois aspectos positivos anteriores não são suficientes para compensar o facto de não ser possível transferir os pontos acumulados para os principais programas nacionais de milhagens.

Aproveite para conhecer o cartão de crédito Smiles Santander com vantagens exclusivas em milhas.

Canais de atendimento Digimais

Embora não seja possível solicitar este cartão por telefone ou pessoalmente, você ainda pode fazer perguntas por meio do atendimento ao cliente:

Central de Relacionamento

• Capitais e regiões metropolitanas: 4020 – 3300;
• Outras localidades: 0800 646 7676;
• WhatsApp: 11 4020 3300.

Segunda a sexta, das 8h às 20h e sábados das 8h às 14h (exceto feriados).

SAC

• (Reclamações, dúvidas e sugestões): 0800 646 3700 | Atendimento 24 horas.

Ombudsman:

• 0800 646 7600 | Segunda a sexta, das 10h às 16h (exceto feriados).