The look of the Original Black credit card has changed. The Black card offers many benefits and one of the best cashbacks on the market, thanks to its redesigned, more attractive and minimalist look.

Interested in finding out more about the Original Black credit card? Read on!

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What exactly is a Black card?

The black card is a sophisticated credit card available only to the wealthy. It's a luxury card, because its benefits are tied to the purchase of more expensive products and services, and it's only available to the wealthiest members of society.

There are two other categories of exclusive credit cards, both lower than black. There are Gold and Platinum cards available.

The black card, on the other hand, is just one of the many credit cards available. It's a black credit card that's easy to spot.

The black card, sometimes known as the black card, and other special cards offer users a variety of advantages. As many people want to know what a black card is, it's important to know how it works.

Black Original credit card: How does it work?

One of the most "luxurious" brands, the main benefit of this card is the possibility of accumulating points in the Original Points Program.

Every R$ 1 spent equals 1 point, which can be exchanged for credits on the bill or for the purchase of various products or services such as airline tickets, hotel reservations, furniture and household appliances.

Points are valid for 36 months and can be redeemed quickly and easily via the bank's app.

What advantages does the Original Black card offer?

The Original Bank Mastercard Black has a number of advantages. Customers with Mastercard Black cards can enjoy the following benefits:

Mastercard Black Card travel benefits:

• Guarulhos VIP lounge (free and unlimited access)
• Salons of note
• Free internet in valuable cities
• Mastercard Travel Rewards Global Emergency Assistance Airport Concierge

Mastercard Black cards offer insurance

• Car insurance
• Medical insurance for travelers
• Insurance for Lost or Delayed Baggage
• Warranty extension
• ATM robberies
• Get Trip Cancellation Insurance

Black Concierge Mastercard:

A 24-hour service that helps consumers with travel plans and event searches, among other things.

Schengen authorization:

Most European countries require compulsory insurance of at least €30,000 to guarantee medical assistance in the event of illness or accident. Cardholders, spouses and dependents under the age of 23 are automatically covered by Mastercard Black.

Offers and experiences

Travel Assistance:

This post contains the full list of Mastercard Black benefits. Make sure that all the benefits are those that Mastercard already offers.

Unfortunately, Banco Original does not offer free access to LoungeKey. Cardholders and guests must pay a fee of US$ 32 per visit to access the lounges.

International shopping:

For those unfamiliar with the term, the spread is the premium that your bank adds to the official exchange rate to arrive at the final value of the dollar that will be used to convert your purchases abroad into reais.

The spread applied at Banco Original is 4%. As a result, the IOF of 6.38% plus the spread will affect all foreign currency purchases made on the card, making them 10.38% more expensive.

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Original Cashback Program: How to join?

You can get some of the highest cashback in Brazil with the card Original. The card offers 0.75% cashback on all purchases up to R$ 10,000 each bill with this option. Your refund will be 1.5% if you spend more than R$ 10,000.

You can also make an invoice redemption, which is a discount on an outstanding invoice, or receive the amount in your account, which can be used for anything, including transfers, withdrawals and invoice payments.