N26 Bank has several features that distinguish it as a modern digital banking solution. Because it offers a digital account that already has more than five million customers in Europe. That's why we've written a text explaining its N26 Standard card, which is free of annual fees.

First of all, let's talk about N26. In a nutshell, it's fintech, which is present in more than 25 countries. To change its user experience, it is expanding its operations as one of the biggest players in online banking.

So it's worth finding out more and checking out its list of customer benefits. Read on and see the main features of the N26 Standard card:

• Minimum income not required;
• Annual fee waived;
• International coverage;
• Mastercard;
• Benefits for cheaper purchases abroad;
• Application with Space function.

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How does the N26 Standard Card work?

Typically, N26 offers digital current account services, debit cards, as well as investment and loan options.

Moreover, in Europe, customers can choose different profiles and thus use different services.

In short, there is a basic profile that costs the user nothing and allows them to have a debit card and other profiles at varying prices.

All profiles can be selected according to the customer's preferences. In paid versions, you can request an N26 payment card.

In Portugal, the card offered by N26 has the Mastercard flag.

Products and features may vary by region, N26 bank is present in the following countries:

• Austria
• Brazil (Recent, still in the bank implementation phase)
• Europe
• France
• Germany
• Italy
• Spain
• Switzerland
• United Kingdom
• United States

Advantages offered by an N26 Standard card

Without a doubt, the N26 has a slightly different proposal and is increasingly focused on improving the user experience.

To make this possible, its application is highly interactive, dynamic and updated in real time. See also the benefits of an N26 Standard card:

• Different color options;
• Various profiles, to choose the ideal cost and needs;
• Conversion rates are lower than they are today;
• Easier to buy abroad;
• Space function, which allows you to create several sub-accounts to organize the money in your account;
• Organize your most important events into labels, making it easier to see and search for information;
• It is protected by a PIN (password) that you must enter at ATMs and when paying in the store (just like traditional cards).

Who can apply for an N26 card?

N26 The Bank requires its clients to comply with the following standards:

• Be over 18;
• You have a fixed address in any of the countries where the bank operates: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Iceland, Italy, Liechtenstein, Luxembourg, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, United States.
• Have valid documents for your review.

Attention! Brazilians should wait for the bank to open in their country or try to open an account with a European address, if this is possible.

How do I apply for the N26 Standard card?

To start using an N26 Standard card, you must first open an online account. This can be done via computer or smartphone. This way, when you open an account, you have access to the free N26 bank plan.

This way, you can get your N26 Mastercard for free. However, you must provide a valid address to receive your N26 Standard card.

Standard N26 card without fees and commissions

N26 bank offers a MasterCard which is accepted in stores and ATMs all over the world. It's totally free!

You can withdraw money from the ATM free of charge 5 times a month. A fee of 2 euros will be charged for each new withdrawal if you exceed the 5 free ones. You can withdraw money in foreign currencies, but at a cost of 1.7% of the amount.

The app itself provides a map with all the ATMs and doors available. You can check everything in your account at any time.

Is the N26 card worth it?

The answer is yes! That's because, even in the most basic version, we find several benefits that are not found in similar digital accounts.

In addition, the Spaces feature seems to be a big difference for the brand. It allows you to differentiate your money according to your objectives.

So instead of writing down in your notebook how much money you save for each of your goals, you can do it all through this banking app. It's a great option for organizing your financial life.

This type of interaction will undoubtedly improve your relationship with your money and give you an accurate idea of where it is invested or stored.

Contact channels with Banco N26

Access bank website. If you need help, Banco N26 has a support team available by phone, email or chat, all through the app or on the website.