Credihome is an online fintech that helps Brazilians find the most cost-effective home loans, with home financing and home loans being the two main offerings. Here's how to take out a loan with Credihome!

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After all, is it worth taking out a loan with Credihome?

Credihome makes it simple and quick to apply for a loan. The fact that the applicant is effectively advised by a company specializing in home loans guarantees this pragmatism and security.

Otherwise, the procedure would be time-consuming and complicated. As a result, having good assistance is key to ensuring that the loan process runs smoothly.

Most of the time, the buyer is eager to realize his ambition. As a result, any delay can leave them disappointed. Credihome is aware of this and is prepared to speed up the transaction without putting the user's security at risk.

The consultants are extremely responsible and careful to ensure that clients don't take on debts they don't have. As a result, you can be sure that you will receive a loan without difficulty and on schedule.

Documents needed to take out a loan

The following documents are required to acquire a secured loan:

• IPTU with areas and property identification;
• Personal data for the analysis and drafting of the contract;
• Up-to-date property registration;
• Certificate of no debt with the City Hall;
• Certificate of No Debt to the Condominium plus the minutes of election of the liquidator who signed it;
• IPTU with areas and property identification.

The following documents are required for those who have opted for real estate financing:

• CPF;
• RG;
• Personal information, such as e-mail and telephone number.

It is important to send the following information to draw up the contract:

• A legal examination Documents from the buyer and the current owner of the property are required in this scenario, as well as a financing contract signed by both parties, notarization and formalization of the fiduciary alienation.

How to take out a loan at Credihome: Step by stepo

Credihome's credit solutions are adaptable to the specific demands of each client. Of course, this is only possible because the company works with experts who are well versed in the real estate sector.

The team of specialists is unquestionably unique. This makes finding the perfect solution for your situation considerably easier, as we always value a humanized approach and transparency in transactions.

Not to mention that at Credihome the consultation is done at every stage of the loan application. In other words, you don't have to worry about running out of options.

Credihome is also available to answer any questions that may arise during the process, and takes care of the "boring" part of the negotiation, which is "interpreting" the contractual clauses so that the client understands exactly what they are agreeing to.

Hiring steps:

To help you better understand how a Credihome loan works, we've broken it down into stages:

• The consumer simulates a loan; the institution carries out a credit analysis;
• The legal department approves;
• The contract is notarized;
• The money is released to the applicant.

To better understand how the Credihome loan process works in practice, see the sections below for more information on each phase.

Credit simulation: How to do it at Credihome?

The first step in the Credihome loan process is to determine how much you will need to pay for the property you have chosen. On the Credihome website, you can carry out a free home loan simulation.

Simply fill in the appropriate fields and you'll have an evolving summary of the graphs at your fingertips in seconds. This is where you can run your simulation.

Credit analysis: How does it work?

Credit analysis is the second stage of Credihome's loan procedure. In order to find the most cost-effective loan for the consumer, Credihome carries out this assessment at all banks.

If you tried this on your own, it would take weeks and you could still be undecided. As each bank has its own unique set of rules and credit standards, being well informed can help you save time and find a solution that works.

Confirmation of the desired credit amounto

There's not much secret here: simply confirm that the amounts mentioned in the Credihome loan operation are in line with your demands and interests, or revise the figures if necessary.

If everything is in order, the bank will simply review the information to issue the loan contract under the agreed terms.

Simplic personal loan: Credit in your account in up to 24 hours!

Contract signing at Credihome

Now is the time to carefully study the document before signing it. If everything looks good, the next step is to create the signatures that will be used to verify the operation.

It will also be essential to take the contract to the Real Estate Registry to update the documents, such as the registration of the property, after all those involved have signed it.