Announcements
Agora Credito offers a personal loan that can be approved simply and quickly for people who want urgent cash in an emergency.
Simply visit one of the organization's correspondents, seek credit and leave with cash in hand. In addition, you can request a deposit in your account so you don't have to take the money with you.
Announcements
So you need some extra cash to pay your bills at the end of the month? If so, find out more about the AgoraCred loan and start making payments within 60 days. Main aspects of this loan:
- Minimum Income: Not informed
- Interest rate: From 13% per month
- Payback period: Up to 18 months
- Release time: On the spot
- Loan amount: According to the client's income
- Do you accept negatives?: No
- Advantages: Cash on the spot, available for self-employed, 1st payment in 60 days
Read also: Itaú personal loan with affordable rates - See more!
Announcements
Main features of personal loans
AgoraCredit is a loan for people with no debts who need immediate cash. To apply, you need to go to one of the call centers located in 15 states and the Federal District.
Once the credit company has analyzed your profile and you have chosen the ideal date to start making the payments, the credit is authorized. As long as it takes place within 60 days.
What's more, savings are available if you want to pay off the loan early. In addition, AgoraCred allows you to divide the loan into up to 18 installments.
How does the loan work?
From Monday to Saturday, AgoraCredit's points of sale offer easy credit with quick availability of funds. Once everything is in order, you have the option of leaving with the money in hand or asking the company to make the deposit.
In addition, the financial corporation charges around 13% per month in interest for the loan. This cost changes based on your income, the amount borrowed, the number of payments and a profile analysis.
With accepted credit, you can pay in installments by check or credit card.
Discover the benefits of AgoraCred
The platform offers certain benefits that cannot go unmentioned. Review the main ones listed below:
- Timely approval of funds;
- First payment made within 60 days so you can plan ahead;
- Available to independent contractors, salaried employees and entrepreneurs;
- Credit simulation online or by phone so you know the terms of your pre-approval;
- Service from Monday to Saturday;
- Installments up to 18x.
What is the maximum amount of an AgoraCredit loan?
The loan limit varies according to the client's income. Therefore, the higher the borrower's income, the higher the loan amount.
In addition, this cashier is unavailable for negativity, as the financial company interacts with SPC and Serasa.
Who is the loan for?
AgoraCredit is suitable for people in employment, whether as an employee, independent contractor or business owner.
In addition, it is suitable for those who have no existing obligations but want additional funds due to an unforeseen expense.
How to take out an Agoracred loan?
To become an Agoracred member, you must visit one of the financial business or search for linked retailers.
Remember to bring personal identification (driver's license or ID), proof of income and proof of residence.
Finally, take the chance to review the step-by-step process for signing up for this personal loan that puts money in your hands much more easily. Read on to find out more.
Tips: What to do before applying for a loan!
Now that you've understood how Agoracred loans work, let's give you some financial negotiation advice.
Before borrowing money, you should first do the math or assess your financial situation. And only then determine how much money you need, how many payments you want to make and how much each payment will be. However, this is to prevent you from being surprised. In addition, you must maintain your composure when paying back the exact amount borrowed.
It is suggested that you take out a loan that does not take up more than 30% of your income. However, if you exceed this amount, it could compromise your finances.
In addition, it is crucial that you examine the proposal thoroughly. Don't act as if you believe in miracles, especially in institutions. There are countless scams on the internet.
Another essential tip is to compare. The dangers, abuse rates, benefits and advantages of a product only become apparent when compared to alternatives.
In addition, simulations should be carried out to confirm that the institution meets all your requirements.
