Banco Original offers a loan service for those who need extra capital, 100% online and promises practicality in the application, whether through an overdraft or a Banco Original loan.

To help those who need immediate credit, the Banco Original Loan can be a good alternative. Read on with us and check out all the details of the loan on offer!

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Banco Original Loan: How does it work?

Banco Original's loan has a pre-established interest rate starting at 4.38%, but the interest rate is adapted to each client and can vary up or down.

According to Banco Original, the amount of interest can vary depending on the credit analysis.

The loan can be repaid in up to 24 installments, with a minimum of 3 installments. The minimum amount requested is R$ 1,000.00 and the maximum R$ 20 thousand.

After applying for the loan, the application will be analyzed. The client's financial profile is created, which will be approved or rejected by Banco Original. Remember that the entire contracting process is 100% online, quick and easy, with no bureaucracy.

In addition, Banco Original offers a consultation with a financial expert to help with its clients' finances and money health.

There is also the option of applying for loan insurance, for example, in the event of unemployment, the bank will cover part of the installments to help with any difficulties.

Who can take out a loan at the Bank?

Banco pode offers a personal loan only to those who have a current account with a financial institution and are entitled to the other benefits that this type of loan offers. The profile analysis in this process is very quick. A pre-approval limit can be requested for the rest of the process.

Once all the registrations have been completed and the job has been approved. The money will quickly decrease in your account.

How can I get a personal loan at Original?

To get a personal loan from Banco Original, it's important to simulate it first. You'll know if you can apply for what you want, and to make sure you're approved or not, the best way is to organize it first. But if you feel ready, you can do almost the entire application process.

First, download the Banco Original app or, if you like, go to the Internet Banking and after pre-approving your loan in your current account. You can proceed with the other steps and if all is well, you'll receive money immediately!

Does Banco Original offer payroll loans?

Today's payroll loan is a loan that is very popular with qualified people. As its payment method is a little different from others, there is a direct deduction from the salary earned and because of this. The interest is lower and cheaper than the rates charged by other methods, which can even be abusive.

In most institutions, this can only be done by retirees, civil servants and INSS pensioners, and that's a good thing. Especially for those who are in negative credit situations. This is because, in most cases, they are not consulted by credit protection agencies such as SPC and Serasa.

As you may have noticed, this is a great resource. Unfortunately, Banco Original does not yet offer payroll loans to its customers.

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Original loan benefits

Check out the main benefits of borrowing from Banco Original below:

• No bureaucracy, hire 100% online;
• Unemployment insurance option;
• The money is paid immediately after approval by the bank;
• Credit of up to R$ 20,000 to apply for;
• Up to 24x to pay off the loan.