The latest product launched by discount and cashback company Méliuz is its digital platform, Empréstimo Méliuz.

Now you can use the Méliuz website, make simulations and take out a type of loan according to your financial needs.

The portal offers a variety of partner financial institutions for users to evaluate and select the most economical alternative.

This innovation is Méliuz's first foray into the financial area, with the aim of attracting new consumers.

Now, with the online loans platform, Méliuz is expanding its activities to attract even more customers, making Brazilians' financial lives more convenient and practical.

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Méliuz loan types: What are they?

There are three forms of credit offered by Méliuz Loans: personal loans, secured loans and payroll loans. Find out more below!

Méliuz personal loan:

The Méliuz Personal Loan is recommended for people who need money immediately, with the option of receiving the funds within a few days.

This is an excellent alternative for people who, for example, want to pay off debts, make a special purchase, study or take a dream vacation. Take advantage of the personal loan and find out more about it.

Méliuz payroll loans:

Méliuz Payroll Loans are available to pensioners, civil servants and private sector employees.

This option deducts the payment directly from the customer's paycheck or benefit.

Méliuz secured loan:

Another option is the Méliuz secured loan, which has lower interest rates and longer payment terms.

Anyone who has movable or immovable property in their name and can use it as collateral is a great candidate for a secured loan. There are loans with car or real estate collateral.

How is the Méliuz loan administered?

Interested in finding out how the Méliuz loan works? The next four stages describe how the service works.

1. On the Méliuz loan site, the user specifies the amount of the loan and the payment period.
2. You need to fill in a short form with personal information.
3. Loan proposals can be submitted in just a few minutes.
4. The consumer evaluates and selects the online loan proposal that best meets their needs.

Méliuz loan simulation

Go to the Méliuz loan simulator page. All you have to do is specify how much you need and how long you want to pay it back.

The simulation will determine the projected monthly payment amounts pending approval. It is essential to understand that the amount of the installments may vary based on the examination of the credit profile.

After viewing the monthly fees and determining that you are interested in the loan, fill in the form with your personal details and access the platform.

Depending on your credit profile, you will receive several loan proposals from different financial institutions within a few minutes.

To complete the application, simply select the plan that best suits your needs and wait for approval.

Who is entitled to Méliuz loans?

Anyone over the age of 18 can make simulations on the Méliuz website and select the best option from the possibilities offered by the Méliuz Loans platform.

However, it is important to note that Méliuz carries out a credit check on all requests.

Does Méliuz offer loans for negativity?

People with a bad name can apply for Méliuz Loans, as some of the site's alternative partners offer loans to people with a bad name.

Consequently, if you have limits imposed by a credit protection agency, you can apply for a loan on the Méliuz platform and receive permission, subject to credit and income analysis.

Méliuz interest rates

All financial organizations impose an interest rate on loans as a kind of compensation for lending money.

This rate can be variable (the monthly payment can fluctuate over time) or fixed (always the same amount throughout the contract).

The interest rate charged by Méliuz partners varies according to the credit line, the length of the payment and the lending institution.

Therefore, analyze the possibilities on the site to select the loan with the most affordable interest rate.

https://meucreditodigital.com/acesso-ao-emprestimo-bcredi/

Exclusive benefits of Méliuz credit

If you still have doubts, consider the following advantages of Méliuz Loans:

• Simulating several financial institutions simultaneously online.
• Méliuz's partners are reputable companies with extensive experience in the sector.
• Online loan applications are quick and unbureaucratic.
• The Méliuz lending platform is a perfectly secure environment.
• The offers are adapted to the client's profile and financial needs to identify the ideal option.
• Those with limited names can get a loan for bad people through the platform's partners.