The Meu Tudo loan was designed to make it as easy as possible for INSS pensioners.

This is because they can imitate you, fill in your details and apply for your payroll loan without bureaucracy, and best of all, all online.

What's more, Meu Tudo offers loan transfers with ZERO payments. Incredible, isn't it? Below is all the information about the loan.

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My Everything Loan: How it works

The first thing you need to know here is that Meu Tudo offers the lowest interest rate on payroll loans with all the openness and technology you need.

In addition, its operation is supervised by the Central Bank, guaranteeing a score of 7.4 on Reclame Aqui by its consumers.

Now that you know the basics, let's show you the two services that Meu Tudo offers without bureaucracy, online and with a 10-minute application:

New loan:

As long as the INSS retiree or pensioner has a consignable margin, they can request a new consigned loan from Meu Tudo.

This procedure is analyzed and, if approved, the funds are deposited into your account within one working day.

It's worth noting that this institution's payroll can be up to 30% cheaper than other institutions, with very low rates, and the installments are deducted immediately from your paycheck.

Credit portability:

In credit portability, a customer transfers their debt from one financial institution to another in search of more favorable interest rates and payment terms.

If you already have a payroll loan and want to convert it to My Everything, you'll be pleasantly surprised by the benefits. Taking a look:

• Portability can be requested even if there is no assignable margin;
• Procedure 100% online;
• Transferability is based on ZERO paid installments.

In terms of portability, you have two options: reduce your monthly payments by up to 60% of the original loan amount or get a REFUND of the amount overpaid on the previous loan. Explain how this is feasible.

Main benefits of the loan

By deciding to apply for the Meu Tudo loan, you will be selecting an extremely secure line of credit that will address your concerns. Below is a list of the main advantages of the service:

• You can send in your proposal in less than ten minutes and the recruitment process is very quick;
• As the credit line is completely digital, the interest rates are much more reasonable;
• Use the My Everything app to track the status of your proposal.
• Perfect for those who need a direct payroll loan without bureaucracy;
• Negatives are eligible for employment, since the organization does not interact with typical credit protection agencies before releasing the money.
• This loan does not require a guarantee or the payment of additional costs.

How to take out a Meu Tudo loan: Step by step

It is vital to understand the analysis procedures. Examine each one listed below:

1. Documents and data relevant to the previous transaction are checked during the data analysis process.
2. After analysis, it is sent to the CIP.
3. Notation for transferability: authorization from your employer or paying entity.
4. In the refinancing phase of portability, the outstanding debt is refinanced.
5. Refinancing registration.
6. Last but not least, there is the payment of "change".

What are the credit interest rates?

The payroll loans offered by Meu Tudo have competitive interest rates on the market and are tailored to the applicant's profile.

As an example, the minimum interest rate for this loan is 1.09%, with no small print in the contract. And you can pay off the debt in less than 84 months!

What is the deadline for loan portability?

The loan portability release time begins when you sign the meututu. Here are the deadlines:

• Minimum 5 working days
• Maximum 9 working days

In addition to offering the most favorable conditions, we also have the fastest time to release your portability.

Make a simulation and switch to a lower loan immediately.

Is it worth taking out this loan?

Meu Tudo is a fintech that aims to make payroll loans more accessible. The company offers credit to retirees, pensioners and active and inactive federal civil servants.

Online loan with the best rates: Find out now!

The much lower interest rates are one of the benefits of Meu Tudo Consignado. As the organization works entirely online, it can offer more reasonable prices.

In addition, there are no consultations with credit protection organizations. In other words, using Meu Tudo Consignado is more practical and more likely to be accepted.

It is also important to note that no collateral or advance payments are required for the credit to be issued.