Banco Pan has launched the Buscapé credit card completely free of charge. Interested parties can now apply for the card online via their cell phone, without leaving home. Want to know more about the Buscapé card? Check it out below.

The new Buscapé international credit card comes with a very attractive look. The buscapé card belongs to Banco Pan, which recently bought MOSAICO, the owner of a number of e-commerce companies, including buscapé.

Buscapé credit card: Main features

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In short, the Buscapé card stands out for two things:

Cashback of 1% on all purchases:

O buscapé card stands out for the possibility of direct cashback on your card bill. Read on and see all the cashback possibilities

Price protection:

Backed by Mastercard, this feature gives you access to the best prices for every product you buy with your card. In other words, if you buy a product and for some reason find the same product cheaper, you will be entitled to the difference between the amount paid.

There is also no annual fee for the card and it can be purchased anywhere. This is not a store card, but a complete credit card.

Advantages offered by the Buscapé card

• Annuity-free card;
• Payment by approximation;
• Cashback of 2%;
• Multiple card;
• High credit limit;
• Price protection insurance;
• Lowest price guaranteed on purchases;
• Extended warranty;
• Among other benefits of the Flag Mastercard Gold.

Buscapé Cashback Program: how does it work?

The card's reimbursement percentage can be as high as 2%, but it varies according to the amount of the cost. See:

• 0.5% cashback if you spend between R$ 750.01 and R$ 1,500 per month
• 1% cashback if you spend R$ 1,500.00 or more per month

note: for amounts up to R$ 750.00 there will be no cashback.

In addition, purchases made on the Buscapé website will receive an additional cashback of 1%, regardless of the value of the invoice. The amounts will be credited to the customer's Pan digital account within 45 days of payment of the invoice.

Main benefits of the Buscapé credit card

In addition to cashback, the great advantage of the Buscapé card is the price guarantee. This is strange for the Mastercard, which is only available in the Gold version.

It works like this: after making a purchase using the card. If you receive the same product for less than the price you paid within 30 days of purchase, you'll get the difference back.

To be entitled to insurance, the purchase price cannot be less than US$ 50 (approximately R$ 284). The maximum guaranteed difference is US$ 100 (R$ 568) per event, and there is a maximum limit of US$ 200 (R$ 1,137) per 12 months.

Lowest price guarantee: Understand!

The purpose of Buscapé is to show the best prices for products at any given time. However, there are chances that you will buy a product at the best price, but a few days after the purchase the offer is even better.

To prevent this from happening, a solution has been developed. For example, let's say you bought a TV for R$ 1,500 on your Buscapé card on 18/11/2021. Now, let's suppose that on the fifth day after the purchase, the same TV costs R$ 1,450. Therefore, Buscapé will refund the difference of R$ 50 in your digital wallet.

In order not to lose the lowest price guarantee, it is important to log in to your account and create a price alert for a price lower than the one you paid. Then monitor the price fluctuation for ten days to receive a refund.

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Who can apply for the card?

The Buscapé card is ideal for those who want a simple, straightforward payment method and associated benefits without paying an annual fee.

So, if you're a Banco Pan customer, you can join the queue and be one of the first to receive the plastic, or take the opportunity to open your account and get your card as soon as it's available.