The TD First Class Travel Visa Infinite Card is one of the most attractive travel credit cards available in Canada. It is designed for Canadians who want flexible travel rewards, premium insurance coverage, and the freedom to book trips without being tied to a single airline. With TD Rewards points, generous welcome offers, and Visa Infinite benefits, this card is a strong option for frequent and occasional travelers alike.
This article walks you through the full application process step by step, explaining what you need before applying, how to complete the online application, and what happens after approval. The guide is fully focused on the Canadian market and TD Canada Trust’s application process.
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Why Apply for the TD First Class Travel Visa Infinite Card?
Before starting the application, it’s helpful to understand why so many Canadians choose this card. The TD First Class Travel Visa Infinite Card allows you to earn TD Rewards points on every purchase and redeem them for flights, hotels, car rentals, and vacation packages with predictable value.
Unlike airline-specific cards, it offers flexibility, making it ideal for Canadians who travel with different airlines or want control over how and where they redeem rewards. Combined with strong travel insurance and Visa Infinite perks, it delivers both convenience and peace of mind.
Step 1: Visit the TD Canada Trust Website
To begin your application, go to the official TD Canada Trust website. This is where TD lists all personal banking products available to Canadians, including chequing accounts, investments, loans, and credit cards.
Starting from the main website ensures you are accessing the most up-to-date information and current offers for the TD First Class Travel Visa Infinite Card.
Step 2: Go to the Credit Cards Section
From the main menu, select Credit Cards. Then choose the option that allows you to view or explore all TD credit cards. This will take you to a page that displays TD’s full credit card lineup.
Here, you can see travel cards, cash back cards, and airline rewards cards side by side. This step is useful if you want to compare different options before committing to one.
Step 3: Find the TD First Class Travel Visa Infinite Card
On the credit cards page, locate the TD First Class Travel Visa Infinite Card. It is usually listed near other premium cards, such as the TD Aeroplan Visa Infinite and TD Cash Back Visa Infinite.
Click on the card to open its detailed product page. This page outlines everything you need to know before applying.
Step 4: Review the Card Details Carefully
On the card’s information page, you’ll find a full breakdown of the TD First Class Travel Visa Infinite Card, including:
How TD Rewards points are earned on everyday purchases
How points can be redeemed for travel
Current welcome offers for new cardholders
Annual fee and income requirements
Travel insurance and Visa Infinite benefits
Take time to read through these details carefully. Understanding how the card works and what it costs helps ensure it aligns with your travel habits and financial situation.
When you’re ready, choose the option to apply online.
Step 5: Sign In or Continue as a New Customer
After selecting apply, you’ll be redirected to TD’s secure application system. At this stage, TD will ask whether you are an existing customer.
If you already bank with TD, you can sign in using TD EasyWeb or the TD mobile app. This often allows some personal information to be prefilled, making the process faster.
If you are new to TD, you can continue as a new customer and complete the full application manually. Both options are available to applicants across Canada.
Step 6: Check Eligibility Requirements
Before completing the application, confirm that you meet the basic eligibility criteria for the TD First Class Travel Visa Infinite Card.
You must be at least 18 years old and reside in Canada as a citizen, permanent resident, or eligible visa holder. You must not be under bankruptcy or insolvency proceedings.
As a Visa Infinite card, it also requires meeting minimum income thresholds. Typically, applicants need a personal annual income of at least $60,000 or a household income of $100,000.
Meeting these requirements does not guarantee approval, but they are essential to proceed.
Step 7: Complete the Online Application Form
The application form will guide you through several sections. You’ll be asked to provide:
Personal details such as your full name, date of birth, and Canadian address
Employment and income information to confirm eligibility
Financial details related to existing credit products
Consent for TD to perform a credit check
Be sure to enter accurate and up-to-date information. Errors or inconsistencies can slow down the process or lead to a declined application.
Before submitting, review all entries carefully.
Step 8: Submit Your Application and Await a Decision
Once you submit the application, TD will begin reviewing your information. In many cases, applicants receive an instant decision.
If further review is required, TD may take a few business days to complete the assessment. You may be contacted if additional information or documentation is needed. Responding promptly can help speed up the process.
If approved, TD will notify you that your TD First Class Travel Visa Infinite Card is being issued.
Step 9: Receive Your Card by Mail
After approval, your card will be mailed to your Canadian address. Delivery times can vary depending on your location, but most Canadians receive their card within a reasonable timeframe.
Your card package will include instructions on how to activate and start using the card.
Step 10: Activate Your TD First Class Travel Visa Infinite Card
Before making purchases, you must activate your card. Activation can typically be completed through TD EasyWeb, the TD mobile app, or by phone.
Once activated, your card is ready to use, and you can begin earning TD Rewards points immediately on eligible purchases.
Step 11: Start Earning and Redeeming TD Rewards Points
After activation, use your card for everyday spending such as groceries, transit, dining, recurring bills, and travel purchases. TD Rewards points are automatically added to your account.
When you’re ready, you can redeem points for travel expenses such as flights, hotels, and vacation packages, enjoying flexible redemption options and predictable value.
Tips for a Successful Application
To improve your chances of approval, ensure your credit profile is in good standing before applying. Avoid submitting multiple credit applications in a short period, and make sure your income information reflects your current situation.
If you already have a relationship with TD, such as a chequing or savings account, the application process may feel smoother, though this is not required.
Paying balances on time and keeping credit utilization low will help you maximize the card’s value over the long term.
Final Thoughts
Applying for the TD First Class Travel Visa Infinite Card is a straightforward process for Canadians who meet the income and residency requirements and want flexible travel rewards. With a fully online application, fast decisions, and premium benefits, TD makes it easy to apply with confidence.
For Canadians who value travel flexibility, strong insurance coverage, and predictable rewards, following this step-by-step process is the first step toward making everyday spending work toward better travel experiences.
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