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When it comes to taking out a personal loan, it's important to know a few options and choose the one that best suits you. With this in mind, we've put together this article on the Banco do Brasil online personal loan.
A loan that can be simulated and taken out via the BB app in a simple and agile way.
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BB is currently offering a complete personal loan via its app. See all the information on this loan below.
See also - Online personal loan BV: Quick and easy way to get extra cash
Personal loan options at BB
BB has three personal credit lines with different grace periods:
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- BB Salary Credit: minimum grace period of 60 days and maximum of 180 days for payment of the first instalment and omission of instalments in up to 2 months
- Automatic BB credit: 60-day grace period for payment of the first instalment and up to 2 months disregarded
- BB Consignado Loan: grace period of up to 180 days for payment of the first instalment, according to the terms of each contract.
What do you need to take out a loan at Banco do Brasil?
To take out a loan at Banco do Brasil you need to fulfil the following criteria:
- Be over 18 years old;
- Not having any restrictions in your name;
- Be a bank account holder.
Documentation required to take out a BB personal loan
To take out an online personal loan Banco do Brasil requires some personal documents, such as:
- ID or driver's licence,
- CPF;
- Proof of residence (updated within the last 90 days);
- Proof of income.
How to take out a personal loan online Bank of Brazil
Applying for a personal loan BB is simple, secure and completely online, meaning you can do it wherever you are without having to go to a bank branch. Check out the step-by-step instructions below:
- Start by logging into your BB App account. To do this, use an eight-digit password, biometrics or facial recognition. It all depends on the type of device.
- After logging in, go to the main menu and select Loans.
- Click on Loan Agreement, Simulate and Contract. Then go to New Credit. On the next screen you will see a list of loan proposals with the respective rates and conditions simulated automatically by Banco do Brasil
- Select the suggestion provided by the application or create your own simulation. To do this, simply select your favourite option. This way, you can define the amount, date and instalments.
- If you like any of the options presented, select and confirm a contract. Please note that this operation is subject to registration and credit analysis.
- Everything is ready. Now wait while the money is deposited into your bank account.
Please note! The loan is subject to approval. In some contracts there is a grace period of up to 180 days for the payment of the first instalment, included in the simulation or obtaining the loan.
Is it possible to take out a loan at Banco do Brasil even if you're unemployed?
Currently, Banco do Brasil is one of the institutions that offers credit to negative debtors under special conditions, without consulting the SPC and Serasa.
As a general rule, the applicant must be an employee, pensioner or retiree, in addition to having a contract with Banco do Brasil and having available credit with the institution.
Is a loan from Banco do Brasil reliable?
Yes! BB is one of the country's most renowned institutions, which has won the trust of its customers with its rich portfolio of financial products.
However, be careful not to be fooled by criminals pretending to be a company, sending suspicious emails or using fake websites. Always check that you have contacted the organisation through one of its official channels.
And remember: if someone asks you for an advance to release your loan, get out, it's a scam!
Read more - CashMe personal loan: Online credit with instalments up to 240 times
Banco do Brasil loan phone
Banco do Brasil's telephone number is 4004 0001 for capital cities and metropolitan regions and 0800 729 0001 for other locations.
