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The Caixa University credit card is aimed at students regularly enrolled in public or private higher education institutions (undergraduate, postgraduate, master's or doctoral) from the 1st semester onwards.
In addition to special rates, the card can even be used abroad, depending on the modality.
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How does the Caixa University credit card work?
- Credit limit set at R$ 800.00.
- No interest and no down payment (conditions offered by some establishments).
- Airline tickets and (inter)national tourist packages, as long as they are in Reais.
- Continuous financing system. You can deposit the outstanding balance of the invoice, including international purchases, after the minimum amount indicated on the invoice. The remaining balance to be paid on the next invoice is subject to fees. Revolving credit can only be used for 30 days. After this period, the outstanding balance plus charges will fully constitute the Minimum Payment for the next invoice.
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Benefits of the Caixa University credit card
- When you buy, you earn points that can be exchanged for products or services.
- Every 1 Caixa point corresponds to 1 point in the following programmes: Smiles, LATAM PASS, TAP Miles&Go, In Mais and Dotz.
- Installation of airline tickets and tourist packages, contracts in Reais.
- Pack your bags in up to 24 instalments.
- At selected institutions, you can pay for items with no interest and no down payment.
- Insurance and assistance to guarantee your trip.
- You can withdraw money from authorised ATMs in the Cirrus network.
- Receive free text messages about your expenses.
- Buy and pay within 40 days.
Documentation required to apply for a university credit card!
- Identity document (RH or CNH) and CPF;
- Proof of residence;
- Proof of enrolment at the institution.
Note: The original proof of enrolment issued by the educational institution recognised by the MEC must be presented in accordance with the period in progress.
How do I get a Caixa University credit card?
If you're not already a Caixa customer, find your nearest branch and open your account.
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- Apply for a Caixa University credit card: Find a agency from Caixa to apply for the card.
- Take your documents with you: sign the membership forms and send in the required documents.
- Wait for the credit analysis: a credit risk analysis is carried out before the card is issued. If approved, the card is released immediately.
What is the annual fee for the Caixa University Card?
The annual fee for the Caixa card is R$ 207.00 or 12 x R$ 17.25. With a discount of 75% on the first annual fee. The annual fee is only charged once the card has been unblocked.
How do I increase my credit limit?
You can send a request to the agency after submitting the documentation for credit analysis. Documentation required (originals and copies):
- Personal identity document (during the period of validity);
- CPF;
- Up-to-date proof of residence;
- Up-to-date proof of income.
Caixa points programme!
The Caixa Points Programme is a reward system that awards points in proportion to the use of the Caixa University credit card.
Purchases made in Brazil and abroad with participating cards automatically accumulate points that can be redeemed and used in the following programmes: Tudo Azul, Smiles, LATAM PASS, TAP Miles & Go, In Mais and Dotz.
Please note: new Mastercard University Card contracts will be suspended.
More information about the University credit card!
Visit the brand's website or contact their call centre for more information on the benefits of the CAIXA International University Card:
- CAIXA Customer Service: 0800 104 0104
- SAC: 0800 726 0101
- Ombudsman: 0800 725 7474
