Caixa Econômica Federal has just added a new feature to Caixa Tem. Caixa Tem customers have easy access to approved cards and many benefits, such as the Caixa Tem credit card.

Financial institutions provide credit cards to citizens who have a digital social savings account to apply for loans, the profiles of applicants will be analysed. It is based on a credit analysis that combines the consumer's score among other points.

So far, the credit limit is unknown, but it tends to change depending on the individual profiles that the financial institution analyses. Stay with us and check out all the details of this credit card!

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Caixa Tem credit card: How does it work?

The Caixa Tem credit card is a benefit that banks offer directly to people who already use the application for social benefits.

These cards must be applied for directly in the app and are subject to a credit analysis for approval, which may include your score. Users will allow this gradually, so you may have to wait.

Restrictions and approvals must be posted directly on the app. Once approved, you can buy items with cash within 40 days of payment.

The credit card can be considered an easily accessible line of credit, but another option is to apply for a Caixa Tem loan.

Box TEM in 2022: Updating the register

Caixa Tem, the application created by Caixa Econômica Federal, has gained a lot of attention from financial institutions, as it brings many benefits to those who use it.

To take advantage of savings services and new features for the digital society, account holders need to keep their accounts up to date. See the method below.

How to update the register:

Before the whole process, it's important to be connected to the Internet and to have a photo ID with you, as these are necessary to start updating the register.

• Open application Box Has;
• Then go to "Update your registration." If you have the documents in hand, click on "I understand, let's get started" on the next screen;
• Now, let us know if your address remains the same under "Yes, that's right" or if you've moved under "My address has changed";
• When you're done, enter your nationality and tap "Next";
• On the next screen, tap on "Got it, let's go" to answer the questions about earnings. After completing the questionnaire, click on "Next" to go to another screen;
• Then confirm that you have filled in your details and tap on "Confirm";
• Finally, click on "Continue" and choose the type of document you want to send. Once done, follow the instructions and send the requested image.

After updating Caixa Tem, the app will have a maximum of 48 hours to unblock the digital account's resources. Periodically check the email notifications sent by the app. If it's not what you expect, go to the branch instead and ask them to authorise your device.

Discover the advantages of the Tem card

This card has other benefits for users:

• Zero annual fee programme;
• Up to one additional card;
• Virtual card, for purchases on the internet;
• It is accepted abroad.

There are also advantages to the Vai de Visa programme:

• Offers and discounts on purchases or contracted services;
• Visa Causes: Help a cause with Visa and pay nothing;
• Promotions with draws or refunds (reimbursements) on invoice.

Is it possible to apply for a Caixa Tem card with your name on Serasa?

CAIXA informs us that it carries out a credit analysis using public and internal data on each account holder. Therefore, anyone who thinks they are negative will not be approved immediately.

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In the event of a disclaimer, the bank will ask the user to try again within 60 days as the information is updated and may release the card to the person responsible for your case.

The cards are issued to people who are not officially employed. As long as they have their case with credit reference agencies.