Credit cards are increasingly present in our daily lives. But did you know that many people still can't get approved for a single card? It really does happen.

If this happens to you, you're not alone. There are millions of people with negative credit and that's why many institutions end up limiting their access to credit. Is there a solution? Of course there is! Keep going.

We have the solution!

Banco Daycoval is another financial institution that offers products aimed at the consigned credit public. The interest rates on consigned credit are lower than conventional cards.

"Its recognition throughout the country comes from its conservative management profile and its seriousness and competence in business." - Daycoval website

This card can therefore help you get your budget in order or achieve the goal you want. Payment of the Daycoval credit card bill is made by automatic deductions, just as with payroll loans.

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Advantages of the Daycoval Credit Card

• No consultation with SPC/SERASA;
• No annual fee;
• Lower interest rate than a conventional card;
• Card is international (can make purchases abroad);
• Credit limit above market standards;
• Payment of the invoice by direct debit from the payroll;
• Up to 40 days to pay;
• Payment instalments up to 15 times without interest (according to the shopkeeper's conditions);
• Withdrawals from ATMs or transfer money to your current account;
• Participation in the MasterCard benefits programme (Mastercard Surpreenda).

How do I apply for a Daycoval credit card?

To apply for the card, simply fill in the Daycoval's official website enter your details and send the request. What's more, if you're approved, you'll get R$ 20.00 in bonuses for your mobile phone.

When you unblock the card, you get another R$ 30.00, totalling R$ 50.00 in mobile bonuses. The participating operators are Vivo, Claro, Oi and TIM.

Got any questions?

In addition, Banco Daycoval has a telephone number 0300 111 0500 for customer service. However, it is also possible to talk to the institution via online chat on the website. There you can resolve all your doubts about the payroll credit card.

So, as you can see, this credit card offers numerous advantages for civil servants, retirees and INSS pensioners.

Finally, as well as having no annual fee, interest rates are lower and you can organise yourself financially to get out of debt or buy that product you want so much.

Banco Daycoval is a financial institution specialising in credit for companies, credit for individuals (personal, payroll loans and vehicle financing), foreign exchange products (foreign trade and tourism) and investments.

In 2018 it celebrated its 50th anniversary with good results and healthy growth.

Banco Daycoval's head office is located on Avenida Paulista in São Paulo. Within its structure, the company has around 150 service points spread across 21 states plus the Federal District, including 42 corporate credit branches and 33 Daycoval Câmbio shops

Call Centre: 0300 111 0500