The Iti Itaú credit card is a virtual card that is available through the Iti digital account. The card is completely digital and virtual and can be used for online transactions and payments for subscription services.

Iti offers consumers a megadigital account at very cheap prices, as well as access to a credit card. Everything is simpler for Itaú account members, as they can manage their digital account from anywhere.

Want to learn how to create an Iti Ita account and apply for a credit card? Keep reading this page for the full card review!

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Iti credit card: How does it work and available models?

The Iti credit card is issued by a fintech affiliated with Itaú bank and can be obtained via the app accessible from your smartphone's virtual shop. It is available in digital format - which is distributed upon approval - and in physical format.

In addition, if you don't fulfil the bank's criteria for using the credit version, you can apply for a card with an exclusive debit function. As a result, there are two different types of Iti credit cards. Have a look!

Iti account card:

In this case, it will only be accessible in debit form and, in order to use it, the funds must be present in Iti Bank's digital account. As a result, the balance is immediately withdrawn according to its use in daily transactions.

Iti credit card:

As previously stated, the user can use it up to the limit of their available credit limit and will pay later after the accounts have been closed and on time.

Because the card is issued under the Visa Platinum banner, the user benefits from the accompanying perks.

Main benefits of the Iti credit card

In general, the Iti credit card offers the following benefits:

• Free application;
• Digital account;
• International coverage;
• Virtual card;
• Contactless (payment by approach);
• Greater security, with the physical card without a number;
• No annual fee;
• There is no need for proof of income;
• Special advantages of Visa Platinum.

Iti card points programme: How does it work?

Unlike some other alternatives associated with the Bank ItaúThe Iti credit card does not accumulate points. Although this advantage is not included in the card, it is possible to find another way of earning points.

One of them is through the brand's Vai de Visa programme. To take part, simply go to the platform's website, register your card and start redeeming your points for exclusive discounts at participating companies. These include benefits in the areas of education, recreation, cookery and sport, among others.

In addition, Banco Itaú allows you to take part in the Iupp rewards programme. It allows you to earn 1 point for every R$ 1 spent with your card registered on the platform. Points can be used for purchases, partner discounts, miles and even cash. To take part, simply log on to the site, complete your registration and start collecting.

Earning miles or cashback: Is it possible with the Iti card?

With the Iti card, you can earn miles through the aforementioned Iupp rewards programme. To do this, you must transfer your points to one of the partner sites, which include TudoAzul, Smiles, LATAM Pass and TAP. Transfers are available from 100 points. Remember that accumulation is based on every R$ 1 spent.

Iti credit card discounts: How to earn?

The Iti credit card, linked to Banco Itaú, also entitles you to discounts at the bank's partner institutions. In addition, you'll have access to a variety of bonuses and exclusive payment conditions through the Visa Platinum banner.

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Consider the following examples:

• Three months of Amazon Prime;
• 25% discount on selected Casas Bahia products;
• 15% discount at Decolar.com;
• 15% discount at Netshoes;
• 30% discount on Descomplica courses; and much more.