Welcome to the exclusive world of the Porto Seguro Infinite Card! If you're looking for a premium credit card experience, with extraordinary benefits and differentiated services, you've come to the right place. The Porto Bank Visa Infinite Card offers a series of advantages and privileges for the most demanding customers, combining convenience, security and prestige in a single card.

With the Porto Bank Visa Infinite Card, you'll have access to a wide range of exclusive benefits, such as rewards programmes, personalised concierge services, comprehensive travel insurance, access to VIP lounges at airports, among others. In addition, you can count on a generous credit line, allowing you to make purchases and enjoy unique experiences around the world.

In this article, we're going to explore in detail all the advantages and features of the Porto Bank Visa Infinite Card, so you can understand why it stands out as a premium option in the credit card market. So let's get started on this journey of excellence and sophistication!

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How does the Porto Seguro Infinite card work?

The Porto Seguro Visa Infinite card is one of the most exclusive and prestigious credit cards on the market. With it, you have access to a series of benefits and differentiated services that make your experience unique and complete.

The way the card works is simple and practical. It is accepted at millions of establishments in Brazil and abroad, allowing you to make your purchases conveniently and safely.

In addition, the card has chip and password technology, offering an additional layer of protection against fraud.

General advantages of the Porto Seguro Visa Infinite card

The general advantages of the Porto Seguro Visa Infinite card include:

• Exclusive app
• International coverage
• Contactless payment
• Acceptance in digital wallets (Apple, Samsung and Google Pay)
• Up to 3 additional cards with no annual fee
• Points programme
• Miles programme
• Cover for missed flight connections.
• Extension of trip cancellation
• Insurance for rental vehicles
• Baggage delay cover
• Cover for lost or stolen luggage
• Cover for delayed boarding
• Access to VIP lounges (for a fee)
• Visa concierge service
• Chip for international travel
• Free parking at airports
• Airport transfer service
• Visa Call Centre
• International emergency medical insurance
• Emergency card replacement
• Price protection
• Extended original warranty
• Emergency withdrawal service

These are just some of the advantages offered by the Porto Seguro Visa Infinite card, providing convenience, security and exclusive benefits to its customers.

How to apply for the Porto Seguro Visa Infinite card?

Request the Porto Seguro Visa Infinite card is simple and quick. Firstly, go to the official Porto Seguro website and find the option to apply for a card. Fill in the form with your personal details, proof of income and any other information requested.

After submitting your application, Porto Seguro will analyse your credit and financial profile. If approved, you will receive the card at your registered address.

Please note that approval is subject to Porto Seguro's criteria and credit analysis.

Porto Seguro Infinite Card Annual Fee: Amounts, Minimum Income and Exemption

The annual fee for the Porto Seguro Bank Visa Infinite Card is R$ 1,500.00, which can be paid in 12 instalments of R$ 125.00.

To become eligible for the card, a minimum income is required, which is usually associated by invitation, although there are reports that the minimum income required is R$ 30,000.00.

However, on new applications, customers enjoy a 6-month annual fee waiver from the moment the card is unblocked. After this period, the annual fee is charged in full for spending up to R$ 6,499.99 per month.

For expenditure between R$ 6,500.00 and R$ 17,999.99, there is a 50% discount on the annuity instalment, and above R$ 18,000.00 the annuity instalment is completely waived.

An additional advantage is that customers with investments of R$ 50,000.00 or more in Porto Seguro Investimentos are exempt from the card's annual fee. You can also add up to 3 additional cards without an annual fee, as long as the users are over 16 years old.

Porto Plus Points Programme: Accumulation and Benefits

The Porto Seguro Bank Visa Infinite Card offers its customers the Porto Plus points programme. In this programme, customers have the opportunity to accumulate, exchange and transfer their points. The accumulation of points is directly related to monthly spending and works as follows:

• 2 points per dollar spent for invoices up to R$ 6,000.00
• 2.2 points per dollar spent for invoices over R$ 6,000.01
• 3 points per dollar spent on international purchases

It's important to note that the points never expire, as long as the card remains in use. There is also the option of paying 4% on the total amount of the bill to double the accumulation of points, but this option is not always advantageous.

As for redeeming points, customers can exchange them for Porto Seguro services, trips and products. However, the most interesting option is to transfer the points to mileage programmes such as LATAM Pass, TudoAzul, Smiles and TAP Miles&Go.

It is important to note that transfers to frequent flyer programmes must be made from 15,000 points.

A valuable tip is to wait for bonus transfer promotions before transferring points to mileage programmes.

You can follow the promotions via "Points to Fly", where all the promotions launched are published and commented on.

With this information on the annual fee, the points programme and tips on how to use it, you can assess whether the Porto Seguro Visa Infinite card is an advantageous option that meets your needs.

Is it worth applying for the card?

Yes, the Porto Seguro Visa Infinite card is an excellent option for those looking for a credit card with exclusive benefits and specialised services.

With a generous credit line, rewards programmes, travel insurance and access to VIP lounges, the card provides a premium experience for its customers.

In addition, Porto Seguro is a renowned financial institution, known for its excellent service and solidity in the market.

Therefore, by choosing the Porto Seguro Visa Infinite card, you are opting for a brand of trust and quality.

However, it is important to assess your needs and usage profile before applying for the card, taking into account the rates and conditions offered.

Everyone has different preferences and financial goals, so it's essential to analyse whether the card meets your expectations and whether the cost-benefit ratio is right for you.

To summarise, the Porto Seguro Visa Infinite card offers a combination of exclusive benefits, differentiated services and a trusted brand.

If you're looking for a premium credit card experience, it's worth considering the Porto Seguro Visa Infinite card as an attractive option.