Simplic is a start-up that has set out to offer online personal loans to people who otherwise wouldn't be able to get them from conventional financial institutions, such as negative credit customers. Find out below how Simplic personal loans work and how to take out a loan without leaving your home, even if your name is dirty!

" Read also: CashMe secured loan: Quick credit in your account!

Simplic personal loan: How does it work?

Once the funds are placed in your account, you can spend them however you like.

The most common applications are paying off debts, resolving financial problems, selling a car, remodelling a house and preparing in advance.

Always maintain a healthy financial situation in order to be able to repay a personal loan. Each loan comes with an interest rate and a maturity date.

Simplic offers a credit of up to R$ 3,500.00 for payment in up to 12 instalments.

Payments are made automatically, which minimises the chance of late payments. We give discounts for those who pay in cash!

Advantages of the Simplic personal loan

Adaptable, practical and secure: Save time and money. Within 24 hours of approval, your funds will be deposited in your account.

Everything is quite simple and secure, unlike the long waits and extensive bureaucracy associated with conventional loans.

The solution to your dilemmas: Be prepared for any unexpected event.

Before taking out a loan, do a simulation: Calculate the most affordable loan amount and payment schedule for your budget!

You can make a budget for the next few months' expenses before finalising the sale.

Interest rates are reduced for early payments: Predict the loan instalments and the total debt! Get automatic interest reductions on instalments.

Is a loan from Simplic a good choice?

Simplic is a correspondent bank in the Sorocred banking sector. This financial institution's credit portfolio is constantly expanding. Today it has more than one million customers throughout the country.

Simplic offers access to a diversified credit system for different audiences, including pensioners, civil servants, the self-employed, salaried workers, retirees and registered employees.

To access it, all you need is an internet connection, a mobile device and the necessary documentation.

Is Simplic a loan for creditworthy people?

We understand how difficult it is to find a reputable lender willing to lend to someone with a bad name, but Simplic makes it possible.

Just make a simulation and your letter of credit will be assessed regardless of whether you have a negative credit rating or not. Bear in mind that each situation is unique.

Credit precautions

Whenever you take out a loan, make sure you can really afford it. Of course, use it with caution. The credit was requested for a certain purpose, correct?

It could be a credit card for long-term purchases or a loan to cover sudden expenses. Focus on your main objective and use it wisely.

In addition, you should prepare for the payment of personal loan repayments. Delays, on the other hand, can result in denial. This will make future access to the loan more complicated.

Conclusion on Simplic? credit

Personal loans are simple to obtain: just replicate and email the relevant documents for loan approval, without the hassle of bureaucracy.

It takes less than two days for your application to be approved. It uses a sophisticated online system to carry out assessments in a matter of minutes. Efficiency and utility! You'll know if your loan has been authorised in less than 48 hours.

Digital Free Fast Loan: Discover credit with low rates!

In addition, it is possible to obtain a loan from the SPC or Serasaknown as negative credit creditors.

There is no need to pay in advance. Fees and other charges are calculated when the proposal is approved and are already included in the amount of each payment.

Please note! Before submitting any application or contract, compare Simplic's credit with that of other financial institutions to see which is the best deal for your budget.