The American Express Velocity Platinum card is a co-branded credit card. It comes from American Express and Virgin Australia’s Velocity Frequent Flyer program. It’s perfect for Australians who want to get Velocity Points on what they buy every day. Plus, it offers travel benefits like insurance and special tickets for lounges or companions. This part will tell you how to apply for the American Express Velocity Platinum in Australia. It will also give you an idea of what to expect in this article.
We’re going to explain who can apply for this card. You’ll find out what documents you need and how to apply online. We’ll also give you tips to boost your chances of getting approved. Plus, you’ll learn what happens after you send in your application. Don’t forget to check the latest offers and terms.
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You might be attracted by the welcome bonus (if you’re eligible and it’s the right time), earning points on buys with partner airlines, and travel benefits. Remember, offers and terms can change, so it’s best to check them on the American Express website and the Velocity Frequent Flyer program.
American Express Velocity Platinum
This card is a great fit for people who often fly with Virgin Australia. It’s also good for those after Velocity Points and Australians who buy a lot and meet the card’s income and credit scores. Keep in mind, applying for an American Express product includes a credit check. It must also follow the National Consumer Credit Protection Act. Make sure to read the Product Disclosure Statement and the card’s Terms and Conditions on the American Express Australia website. This is to ensure you’re eligible for the American Express Velocity Platinum card.
Key Takeaways
- The AMEX Velocity Platinum Australia card links American Express with Velocity Frequent Flyer for points on everyday spend.
- You can apply AMEX Velocity Platinum online; have ID and income documents ready for the Velocity Frequent Flyer credit card application.
- Typical benefits include welcome points, ongoing earn rates and travel extras, but offers vary by promotion.
- Approval depends on credit checks and meeting American Express Velocity Platinum eligibility criteria under Australian law.
- Always review the Product Disclosure Statement and latest American Express terms before you apply.
How to apply American Express Velocity Platinum in Australia
Start by checking if you meet the eligibility for the AMEX Velocity Platinum card. You’ll need certain documents ready for your application. It’s important to read the product page and Product Disclosure Statement. This will confirm if you meet the income and residency requirements. Make sure your Velocity Frequent Flyer membership number is handy, or get ready to sign up for one.
Eligibility criteria and documentation needed
To be eligible for the AMEX Velocity Platinum, you need to be an Australian resident or have a qualifying visa. You must be 18 years or older and meet a certain income level. A good credit history is also required. You can’t apply if you’re insolvent or bankrupt. American Express will let you know the exact income you need to make.
These are the documents you typically need:
- Valid Australian driver licence or passport
- Medicare card or proof of residency if asked for
- Payslips from the last 1-3 months or tax returns if you’re self-employed
- Recent bank statements and proof of any other income
- Your contact details and Velocity membership number
American Express might ask for more documents to check everything. If you work for yourself, include your BAS, tax returns, or a letter from your accountant. New migrants should show their visa and any residency proofs.
Step-by-Step: How to Apply for the American Express Velocity Platinum Card in Australia
Applying for the American Express Velocity Platinum Card is usually done online and can be completed in just a few steps, as long as you meet the eligibility requirements and have your financial details ready. Because this is a premium frequent flyer card, American Express will assess your income and credit history carefully before approving the application.
Below is a clear, structured walkthrough of how to request the card through the official American Express Australia website.
Before You Start: Quick Eligibility Checklist
Before beginning the application, it’s important to confirm that you meet the typical requirements for this card. In most cases, applicants must be at least 18 years old and be an Australian citizen, permanent resident, or hold a long-term visa that allows them to live in Australia.
American Express also expects applicants to meet a minimum pre-tax income requirement, which is often around $75,000 or $100,000 per year, depending on the offer and assessment criteria. Along with income, you will generally need a good credit history and no record of serious unpaid debt, since premium cards are usually approved only for applicants with strong financial profiles.
If you meet these conditions, the application process is usually smooth and fast.
Step 1: Go to the American Express Australia Website and Open the Cards Menu
Your application begins on the official American Express Australia website. Once you arrive on the homepage, use the main navigation menu to find the section for Cards or Credit Cards.
From there, you’ll typically see a category for personal cards. Click the option that allows you to browse the full list, such as “View all personal cards.” This will take you to the comparison page where American Express displays multiple card options side by side.
Step 2: Find the Velocity Platinum Card on the Personal Cards Page
On the personal cards page, you’ll see a wide selection of American Express products, including travel cards, rewards cards, and premium lifestyle options.
Scroll through the list until you locate the American Express Velocity Platinum Card, which is normally grouped under frequent flyer or travel-focused cards. Once you find it, click the option that takes you to the detailed product page — usually labelled something like “Learn More.”
This is the page where you can review the card’s key features before you apply.
Step 3: Review the Card Details and Start the Application
On the Velocity Platinum product page, take a moment to check the most important information, especially the annual fee, the current welcome offer, and the Velocity Points earning structure.
This is also where you should look closely at the travel insurance terms and other included benefits, since premium cards often include protections that can be valuable when used correctly.
When you’re ready to apply, click the main application button, which is usually a prominent blue button labelled “Apply now” or “Apply online.” This will redirect you to the secure American Express application portal.
Step 4: Complete the Online Form and Verify Your Identity
Once inside the application portal, you’ll go through a multi-step form where American Express collects the information required to assess your application.
You’ll be asked to confirm whether you are an existing American Express card member. After that, you will need to provide identity details such as your full name, Australian residential address, and personal identification information (commonly a driver’s licence or passport).
Next, you’ll enter your income details, including salary and other earnings if relevant, and confirm that you meet the minimum income requirement. You’ll also provide a broader overview of your financial situation, which may include assets, liabilities, and regular living expenses.
If you already have a Velocity Frequent Flyer number, you can include it in the application so your points can be linked correctly.
Before submitting, review the terms carefully, including the annual fee, interest rates, and the conditions of the welcome bonus offer. Once everything looks correct, submit your application through the secure portal.
Step 5: Receive a Decision and Wait for Card Delivery
After submission, American Express will process your request. Many applicants receive a decision within minutes, although some applications may take longer if additional verification is needed.
If your application is approved, your American Express Velocity Platinum Card will be mailed to your nominated Australian address. Once it arrives, you can activate it and begin using it to earn Velocity Points on eligible purchases.
What to expect after you submit your application
After you apply, you might find out straight away if your application was successful. If they’re not sure, they might need more documents from you.
The time it takes to hear back can vary. Instant decisions are quick. Reviewing documents can take up to 10 business days. More complex applications take longer.
If you’re approved, expect your card within 5-10 business days. Follow the activation steps provided. Use the card to earn welcome bonus points, but keep track of your spending and points.
If you’re not approved, AMEX will tell you why. Review their reasons, check your credit, and fix any problems before reapplying. If you disagree, talk to American Express customer service or the Australian Financial Complaints Authority.
Key benefits, fees and points earning on the AMEX Velocity Platinum
The AMEX Velocity Platinum card’s welcome offer gives new members many Velocity Points. You must spend a certain amount in a specific time to qualify. Offers vary, so look at the latest AMEX deals in Australia before applying. If you’ve had an AMEX card before, you might not get this sign-up bonus.
Welcome bonus and promotional offers
To get the welcome bonus, you must be a new AMEX member. You also need to spend a set amount in a specified timeframe. Note that some purchases, like balance transfers or cash advances, don’t count towards your spending goal. Keep an eye on Amex Offers and Velocity alerts for special deals.
Ongoing Velocity Points earn rates and partner airlines
With the Amex Velocity Platinum, you earn Velocity Points on eligible buys. Spending on Virgin Australia or booking through Velocity may earn you more points. Daily shopping, online buys, and touch-free payments count, but not cash advances or some fees.
You can use your Velocity Points on Virgin Australia flights or with partner airlines like Singapore Airlines. Availability can vary, so check the Velocity award charts for details.
Annual fee, supplementary card costs and interest
The yearly fee for AMEX Velocity Platinum is on the AMEX website. This fee can change, so check the latest cost before applying. Adding extra cardholders comes with a fee, but they earn points for the main account. The main cardholder is responsible for all payments.
If you don’t pay off your AMEX card each month, interest will apply. Check the Product Disclosure Statement for purchase and cash advance rates. Keeping your balance paid helps protect your points’ value.
Other fees may include late payment charges, fees for foreign transactions, and costs for card replacement. For more details, read the Fees and Charges section in the Product Disclosure Statement (PDS).
Perks: lounge access, insurance and travel extras
AMEX Velocity Platinum may offer lounge access, like free visits or discounts, depending on the offer. Virgin Australia lounge passes or special access might be included in these perks.
Travel insurance is another benefit, providing cover for trips paid with the card. Check the Product Disclosure Statement for insurance details. Cover depends on the terms and the policy conditions.
Extra travel benefits might include priority check-in, special fare deals, and services like concierge or hotel discounts. Make sure to enrol or activate these perks, and keep proofs like receipts for bookings.
Conclusion
Starting the AMEX Velocity Platinum Australia application? First, check if you’re eligible. Then, gather your ID, proof of address, and income details. Complete the online form, upload any needed documents, and wait for approval. Having your documents ready makes everything faster and easier.
The AMEX Velocity Platinum card is popular in Australia. Why? It offers welcome bonuses, lets you earn Velocity Points on daily spends, includes travel insurance, and more. You can also redeem points with Virgin Australia and its partners. If you often fly and spend enough, the benefits of this card can be greater than the fee.
Wondering if the AMEX Velocity Platinum is a good fit for you? Compare the points you could earn with the cost of the card. If you don’t spend much, maybe look at cards with lower fees. Always check the most current info on the American Express Australia website and the Velocity site.
Before applying, read the Product Disclosure Statement and Terms and Conditions. Also, check your credit report and get your documents ready. If it feels right, head to the official American Express application page. Or, compare deals on trusted Australian sites. Have questions about if you’re eligible? Reach out to American Express customer service.
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